Statutory Accident Benefits Coverages are provided by law under every auto insurance policy in Ontario. Because the regulations (Statutory Accident Benefits Schedule, or SABS) are provincially mandated, the coverage provided is standard among insurance companies.
Statutory Accident Benefits provide compensation, regardless of fault, if you, your passengers, or pedestrians suffer injury or death in an auto accident. An X-CROWN Personal Injury Specialist will complete your Accident benefits package and handle every step of your claim. This package should include five forms.
If you are injured in an auto accident, you may be entitled to the following accident benefits:
Income Replacement: This benefit compensates you for lost income. Legislation enables you to receive benefits for loss of income and expenses that are incurred as a result of your accident. The income replacement is 70% of your gross in-come up to a maximum of $400.00 per week.
Non-earner: This benefit provides compensation if you are completely unable to carry on a normal life and do not qualify for an Income Replacement or Caregiver benefit.
Caregiver: If you qualify for this benefit, it provides compensation for some expenses incurred when you cannot continue as the main caregiver for a member of your home who is in need of care.
Medical/Rehabilitation: This benefit pays for medical/rehabilitation expenses incurred when you are injured. Up to $50,000.00 for medical and rehabilitation expenses (up to One Million if catastrophically injured). If your injury falls within the definition of the Minor Injury Guidelines, your medical rehabilitation benefits will be limited to $3,500.00. The medical/rehabilitation benefits may cover the follow-ing types of expenses: Physiotherapy, chiropractic, massage therapy and other rehabilitation treatment modalities; Prescription drug expenses; Travel expenses in some circumstances; Visitation expenses for family members to visit you; Re-training and vocational counselling costs to assist with your return to employment and others.
Attendant Care: This benefit compensates you for some of the expense of an aide or attendant.
Compensation for Other Expenses: These benefits pay for some other expenses such as the cost of family visiting you during treatment or recovery. It may also pay for some housekeeping and home maintenance, the repair or replacement of some items lost or damaged in the accident, and some lost educational expenses. If you die as a result of the accident, members of your family may also be entitled to the following benefits:
Death: This benefit pays money to members of your family.
Funeral: This benefit pays for some funeral expenses.
STEPS TO TAKE IF YOU’VE BEEN IN A CAR ACCIDENT:
X-Crown’s legal team fights for the rights of our clients. Our expertise is in negotiating with opposing parties to help our clients receive the appropriate and reasonable benefits and settlements for your motor vehicle accident. If you’re facing legal challenges, contact the experts at X-Crown today.
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I would like to take this opportunity to sincerely thank Team X-Crown for all of their help in assisting me with fighting my traffic tickets. I was involved in a collision with a Mississauga city transit bus and was subsequently charged with careless driving. My clean driving record of over 25 years was in jeopardy of being tarnished with 6 demerit points and on top of that, a hefty fine. I was overwhelmed when the X-Crown Agent had my charge completely withdrawn. There were 0 points and no fine. Words cannot express the weight that took off my shoulders and the relief I felt. Moreover, I was extremely impressed with the professionalism of the X-Crown Legal Services staff and their courteous manner in dealing with me as a client. They guided me through every step of the process and kept me informed at all times of any issues that arose. The diverse staffs of Team X-Crown are also highly effective when it comes to dealing with people of different nationalities, as they speak many different languages. I highly recommend Team X-Crown for any individual that requires their services and will definitely use them again in the future. Once again, my warmest regards.
I am very satisfied with the way X-Crown Legal Services handled my case, and their hard work is much appreciated. I was charged with having no insurance, and if found guilty, my license would have been suspended because of my previous convictions. Without a license, my whole livelihood would have been ruined. I drive an hour and a half to and from work each day as my place of employment is in Etobicoke. Without my license I would not be able to work, therefore making the ability to support my family impossible. X-Crown successfully dropped all my charges in court at an affordable fee. They saved me a lot of trouble and I owe them one. Thank you once again!
This was my first experience in receiving a traffic ticket. I have been living in Canada for over 20 years and have never received a ticket. I was taking my children to school and my daughter in the back seat had put her seat belt strap under her arm. I was pulled over a short distance from my house and was charged with improper seat belt use which carried some points. I had no idea who to contact in regards to this issue and was quite skeptical at which legal services I should have retained when searching online. Everyone told me that this charge was impossible to drop. However, a colleague of mine told me about X-Crown so I decided to give them a call. I am very grateful for what they did for me. The prosecution took this matter very seriously but X-Crown agent successfully raised the defence of due diligence in trial and the judged favoured in our decision. Not only was the charge dropped but X-Crown’s fee was very reasonable. Thank you.
Thanks Team X-Crown for resolving my legal disputes!
I was referred to X-Crown legal services for an injury I sustained in a motor vehicle accident back in 2012. Their hard work and dedication is much appreciated. I received great rehabilitation and was compensated largely for my injury. All my information was kept confidential and they followed up on me on a weekly basis. Very reliable!
Thank you soo soooo much for reducing my demerit points and fines! I can drive with a clear head now lol!
Thanks again Team X-Crown for obtaining that large settlement for me. I was in bad shape after my car accident and was told X-Crown was the first place to call. I was given the best physiotherapy and rehabilitation and feel like I am starting to live a normal life again. I was very happy with the settlement they got for me with the insurance company.
My experience in resolving my legal issues using X-Crown Legal Services was one of the better choices I have made. I was quite pleased with their competence of the legal issues surrounding my case and their effective way of raising the applicable defences. I highly recommend X-Crown Legal Services to all of Ontario.